What currency are prices in?
All displayed prices are in Singapore dollars (SGD). Paid plans are billed monthly through Stripe.
Plan comparison
Choose capacity and collaboration.
| Plan | Monthly price | Seats | AI credits / month | Verified difference |
|---|---|---|---|---|
| Free | 0 SGD | 1 | 50 | Core cash workflow, statement review, 13-week forecast, and reports |
| Pro | 39 SGD | 1 | 1,500 | More AI capacity plus advanced AI analysis, financial patterns, and risk metrics |
| Business | 99 SGD | Up to 5 | 5,000 shared | Team invitations, organization-shared AI capacity, and priority support |
What will Stripe charge?
Stripe Checkout shows the payable amount before you confirm payment. For tax treatment, invoicing requirements, or a billing document, contact [email protected] before purchase.
Does the Free plan require a credit card?
No. You can register for Free without entering payment-card details.
Is there a separate paid-plan trial?
No paid-plan trial is currently advertised. Use the Free plan to test the core workflow before choosing Pro or Business.
How do AI credits work?
Credits meter the cost of AI-powered operations. The customer-facing counter shows the allowance remaining and the next reset date; the internal token-to-credit calculation is not displayed.
Do unused credits roll over?
No. The allowance resets to exactly 50, 1,500, or 5,000 credits at the next monthly boundary.
What happens when the allowance is exhausted?
AI-powered actions pause until the monthly reset. CashCatalyst does not add overage charges, and non-AI ledger, forecast, planning, and reporting functions remain available.
Why are Business credits shared?
Business members work from one organization ledger, so their AI usage draws from one organization allowance rather than separate personal balances.
How does cancellation work?
An organization administrator can cancel the paid subscription. Access continues through the end of the current billing period, after which the organization returns to Free.
What is the refund policy?
Refund requests are reviewed under the applicable Terms of Use and payment circumstances. Contact [email protected] with the organization and Stripe receipt details; never send full card information.